Board of Directors ANTONIO R. GUILLEN HBA President Park National Bank, Senior Vice President MAURICIO SANCHEZ HBF President Sanchez & Rivera, President LORI HERNANDEZ HBA Secretary The Northern Trust Company, First Vice President RAMON CEPEDA Immediate Past HBA President The Northern Trust Company, Vice President VICTOR MONROY Bank of America JANIE GARCIA Loan Administration Manager, ShoreBank Nonprofits and Foundations RANIEL INIGUEZ Assistant Vice President, Harris Bank